I am not going to hold you guys long. I wanted to start by telling you all Merry Christmas! While gifts and presents are cool. Why not gift someone with your presence. I know we all have probably had our fair share of heartache this year but think of someone who have lost a loved one this year. And this is there first year without that loved one. Even if you can't physically go see them reach out to them with a phone call it doesn't have to be long just let them know your thinking of them. It's Free all it will cost you is your time!